Hi magpie, I have taken a quick look only at the parent aspect of your chart.
In my opinion, father is not Wealth (Jia Wood) in this specific chart. Father is represented by Wu Horse.
If father was Jia, then he would be clashed by Geng this year. This would not be favorable.
Fact: 2020 has not ended yet, but considering that he still earns 3 times as much as you after the covid19 related pay cut, he's not doing bad.
As Wu Horse, this Wu can withstand the clash by Zi very well. Wu-Yin-Xu is a very strong San He (Trinity) combination.
2019 Ji Hai was not good for his health:
- Ji sits on an unstable pillar
- Wu swaps image with Ji
- Ji is locked in combination by Jia (Month Stem) and Hai (Annual Pillar Branch)