Yes, the water seems overly strong.
With such strong wealth presence, the way he functions is mostly from a benefits perspective.
He tends to make decisions and take actions which benefits him / on areas that he is interested in.
He also have strong affinity with friends and interpersonal connections, but to the detriment of his wealth luck because of the Wu-Gui combination in the stem and the Xu-clash-Hai in the branches.
These interactions suggest he is inclined to spending time/money and/or effort on friends.
In this current Jia-Zi decade luck, I can see he has been under control of the Jia wood, which I think means the parents are enforcing discipline.
He is already spending his attention on friendships at this point.
From this teens to early twenties, his discipline has solidified, perhaps from the discipline enforced during childhood.
Still has strong affinity with interpersonal relationships at this point.
But the his studies is probably affected with all the distractions since young.
From his mid 20s-30s, he is likely under employment and progressing well career-wise.
Mid 30s-40s, his career will meet problems related to colleagues (Mao-Xu combination) and his reputation (fire) will clash with the way he functions (wealth element mindset).
Mid 40s-50s, he just lets go at this point, spending most of his energy, time and money on friends.